Medical Mutual Drug Rehab Center
At Ray Recovery, we’re committed to providing the highest possible outpatient addiction treatment services. We’re a Medical Mutual drug rehab center in Hudson, Ohio, where our center offers a supportive environment for those embarking on a recovery journey.
We know dealing with the financial aspects of getting help for drug or alcohol addiction is overwhelming, so we partner with insurance providers like Medical Mutual to make care accessible and affordable.
We’re available any time if you’d like to learn more about our addiction treatment center and how you can pay for life-saving rehab programs for yourself or a loved one.
Does Medical Mutual Cover Rehab?
Whether you’re looking for an alcohol rehab center or a drug addiction treatment center, your biggest question may be whether or not your private insurance will cover some or all of the costs.
Medical Mutual is one of Ohio’s leading health insurance companies with a history of providing comprehensive, reliable coverage to individuals and families.
Medical Mutual offers essential health benefits with its plans, including hospitalizations, prescription medications, emergency services, and mental health care. Addiction treatment services are among these essential health benefits.
There are specific reasons that Medical Mutual and other insurers cover addiction treatment, including medical necessity. Major health organizations recognize addiction as a chronic medical condition. Like other chronic diseases such as heart disease or diabetes, addiction requires comprehensive medical treatment to overcome and manage. Without appropriate treatment, addiction can lead to severe health complications as well, including overdose and death.
Legal and regulatory requirements also ensure that substance use disorder treatment is an essential health benefit that insurance plans must cover.
Contact our Medical Mutual drug rehab center if you’d like to learn more about using your insurance coverage to pay for addiction treatment or help a loved one do so.
Request A Callback
Medical Mutual Outpatient Addiction Treatment Coverage
Medical Mutual provides coverage for different addiction treatment programs, including several outpatient levels of care. These programs offer flexible, effective treatment options for people seeking recovery while maintaining daily responsibilities.
The types of outpatient programs covered by Medical Mutual include a partial hospitalization program or PHP. This intensive outpatient program provides a high level of care for individuals who need support similar to a residential program but don’t require 24/7 supervision.
Clients receive multiple hours of therapy a day, including individual counseling, family therapy and group therapy. PHPs can include medical monitoring and medication management. A PHP’s structure helps establish a routine and stay focused on recovery.
Intensive outpatient programs (IOPs) are also frequently covered by Medical Mutual insurance. In an IOP, there’s a less intensive level of care than in a PHP, but the environment remains structured, and there are frequent therapy sessions. It’s a good option for people who need support while transitioning from a higher level of care or who need more support than standard outpatient treatment.
An IOP can include flexible scheduling, a range of therapeutic interventions and a focus on coping skills, relapse prevention and stress management. Group therapy in an IOP provides peer support and a sense of community, and clients can manage daily responsibilities while in one of these programs.
Dual diagnosis treatment is for treating a substance use disorder that’s co-occurring with mental health conditions. This integrated care approach addresses both issues simultaneously. Medical Mutual typically provides coverage for this and standalone mental health care. Dual diagnosis treatment combines individual and group therapy and psychiatric care, as well as medication management.
Medication-assisted treatment is a separate concept that’s focused on treating substance use disorders through combined FDA-approved medicines and behavioral therapy. MAT can reduce or minimize withdrawal symptoms and cravings. This makes it easier to focus on treatment and recovery.
Research shows MAT makes clients more likely to complete a treatment program, and it addresses the psychological and underlying aspects of addiction as well.
Combining medicines with therapy increases the likelihood of a sustained long-term recovery.
Ray Recovery is a Medical Mutual drug rehab center that offers the above levels of outpatient care at our alcohol and drug rehab center in Ohio.
Therapies Covered by Medical Mutual
Medical Mutual usually covers a variety of evidence-based therapies and interventions for addiction treatment. At Ray Recovery, we use these proven methods to ensure every person receives the highest level of care. Examples of therapies we offer that your insurance may cover include:
- Acceptance and Commitment Therapy (ACT): This approach to therapy helps clients develop psychological flexibility to make positive life changes. ACT teaches clients to accept inner experiences instead of fighting them, leading to lower stress and anxiety levels. Clients learn to identify their values for meaningful behavior change, and mindfulness is incorporated to help them stay present and focused in recovery.
- Cognitive-behavioral therapy (CBT): As a therapy approach, cognitive-behavioral therapy focuses on identifying and then changing the distorted thoughts and negative thought patterns that lead to addictive behaviors to help with developing healthier coping strategies. This can reduce the risk of relapse by addressing thoughts and behaviors.
- Contingency management (CM): Contingency management uses positive reinforcement to encourage sobriety and follow through on treatment plans. Clients receive tangible rewards for meeting certain goals, like staying abstinent or attending scheduled therapy.
- Dialectical behavior therapy (DBT): There’s an emphasis on interpersonal relationships, emotional regulation and distress tolerance, necessary to manage addiction and recovery. When someone learns to understand and manage their emotions, it can lower the risk of relapse.
- Community Reinforcement and Family Training (CRAFT): This is designed to help families support the recovery of their loved ones. Family members are trained to reinforce positive behaviors, communicate effectively, and encourage treatment participation.
These are some of the many approaches to addiction treatment we use at Ray Recovery, although each person’s treatment plan is individualized to them.
Using Medical Mutual for Rehab
It can be complex to navigate insurance coverage for addiction treatment, but we strive to simplify the process so you can focus on what’s most important—healing.
You can contact us confidentially, and we can discuss your health, addiction history and insurance details. From there, our insurance specialists can contact Medical Mutual directly on your behalf to verify your coverage for addiction treatment. We’ll review your policy, determining specific benefits, covered services, and any pre-authorization requirements.
Once your overage is verified, we’ll explain benefits, including your covered services deductibles, copayments and other out-of-pocket expenses.
When you choose an in-network Medical Mutual drug rehab center like Ray Recovery, we have negotiated rates, meaning lower costs for you. You can expect lower deductibles and copayments for more affordable treatment. In-network providers offer a full spectrum of care for covered services and ongoing support to maintain recovery.
If you’re ready to take the next step at our drug and alcohol rehab center, we encourage you to reach out at any time.
